You can shop at thousands of online stores and tap and pay at select high street stores for free with zero interest. These stores pay us a lil’ something when you shop with them. So we make money from them, not you!
But some stores don’t pay us yet. Because we still want to give you access to pay over time with them using your Zilch card, there is a small fee to shop at these stores. To view these fees, tap on Zilch Anywhere when you're using the Zilch App or select Zilch Anywhere on the website.
Zilch Anywhere £2.50 fee per transaction Representative example APR 11.50% on a £400 loan at non-eligible stores.
If you make a credit transaction of £400 with a transaction fee of £2.50 added to it, then repay it in four equal instalments of £100 over the period of 6 weeks, the total amount payable will be £402.50 assuming that you do not break the agreement during this period