Do you run a credit check when I sign up to Zilch?

We're committed to responsible spending so in order to understand whether Zilch is right for you, we'll do a soft check of your credit score to assess credit worthiness. This won't impact your credit score, but may show as a recent search on your credit record if you're signed up with any credit agencies. You can sign up for free to monitor your credit report with Experian, Equifax and TransUnion (formerly Call Credit)