We want to get the stress of remembering payment to be as close to zero as possible, so your payments are split into 4. 25% of the total price is taken automatically from your linked debit card for every payment you make.

Your first payment is taken when you make your purchase. That’s 25% of the total price.

The second payment is taken in week 2. At this point, you’ve paid 50% of the total price.

The third payment is taken in week 4. At this point, you’ve paid 75% of the total price.

The final payment is taken in week 6. At this point, you’ll finish paying 100% of the total price.

We'll always give you a heads up by email two days before a payment is due because we're not into surprises.

*Zilch Anywhere £2.50 fee per transaction Representative example APR 11.50% on a £400 loan at non-eligible stores**If you make a credit transaction of £400 with a transaction fee of £2.50 added to it, then repay it in four equal instalments of £100 over the period of 6 weeks, the total amount payable will be £402.50 assuming that you do not break the agreement during this period*