Note: Zilch Boost is only currently available for select users.
Want to make a purchase that's a bit above your available spend? No problem, just use Zilch Boost! 😎
Simply tick the Zilch Boost option for the store you'd like to shop at and you'll be able to make purchases up to twice your available spend.
Anything over your normal available spend will be added to your first payment and billed to your debit card at the time of purchase. For example, if your available spend is £200 and you use Zilch Boost to make a £300 purchase:
- Your first payment (made at the time of purchase) would be £150. This includes both your first Zilch re-payment of £50 (quarter of your available spend) and the extra £100 you spent.
- Your second, third and fourth instalment payments will each be £50.